Changes & updates
Policy changes in Australia that affect our guides — already in force or coming soon — and the guides we have checked most recently. There are 54 recorded changes, each linked to its official source. You can also follow this page by RSS. RSS feed
What has changed recently?
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On 1 January 2030, the freeze on the A$7.70 concession co-payment ends, and it is adjusted for CPI after that.
PBS prescriptions: co-payments and the Safety Net → -
VIC: it becomes illegal for a landlord to refuse to rent to someone because they chose to pay the bond directly to the RTBA; a cap on compensation when a renter ends a lease early; extra keys or access cards cannot be unreasonably refused.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
2027 maximum student contribution amounts (per EFTSL): law, business, society and culture and similar fields A$18,025; education, English, mathematics, nursing, languages, agriculture A$4,908; allied health, computing, engineering, science and similar fields A$9,880; medicine, dentistry, veterinary science A$14,046.
Domestic student fees: Commonwealth supported places, HECS-HELP and repayments → -
From 1 January 2027, the general co-payment returns to CPI adjustment each 1 January.
PBS prescriptions: co-payments and the Safety Net → -
WA: car and motorcycle licences from Bulgaria, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Cyprus, Serbia, Romania, Slovakia, Slovenia, South Korea and Taiwan can be transferred to a WA licence without the theory test or driving assessment (only for applications lodged from this date). Mainland China is not on the list.
Driving on an overseas licence and transferring it to a state licence → -
VIC: landlords must give advance notice and evidence before claiming the bond; landlords and agents cannot charge renters application or rent payment fees; gas and electrical safety checks every 2 years.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
New rules for the Student visa (subclass 500) and Student Guardian visa (subclass 590) took effect: most temporary visa holders can no longer apply for a Student visa while in Australia, and Student visa holders can only apply for a further Student visa onshore if they meet an exemption. Most Student visa applications can no longer include family members, and family members cannot be added later. Student visas already granted are not affected.
Working on a Student visa: the 48-hour limit → -
JobSeeker maximum fortnightly rates changed: single with no children A$824.90; single with a dependent child, single aged 55 or over after 9 months, or partial capacity to work A$883.30; partnered A$755.10; single principal carer exempt from mutual obligation requirements A$1,068.20.
JobSeeker Payment (unemployment support) → -
The pension rates and the income and assets test limits were updated in the routine adjustment on 20 September 2026 (the facts on this page show the updated figures). The next adjustment is on 20 March 2027.
Age Pension → -
The CSHC income limits were updated in the routine CPI adjustment on 20 September 2026 (the facts on this page show the updated figures).
Commonwealth Seniors Health Card and state Seniors Cards → -
VIC: renters can choose in writing to pay the bond directly to the RTBA (payable within 2 business days of the RTBA's payment request).
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
QLD: for transactions from this date, the first home duty concession requires the buyer to be an Australian citizen, permanent resident or specified foreign retiree.
Buying a home: first home grants, stamp duty concessions, the 5% Deposit Scheme and foreign buyer rules → -
The Commonwealth penalty unit changed to A$364. Airport biosecurity infringement notices are now 2 units (A$728), 6 units (A$2,184), 12 units (A$4,368) and 20 units (A$7,280).
Arriving in Australia: declaring food, medicines, duty-free goods and cash → -
FIRB application fees move to the 2026–27 rates; QLD confirms that the A$30,000 FHOG continues for contracts signed from 1 July 2026.
Buying a home: first home grants, stamp duty concessions, the 5% Deposit Scheme and foreign buyer rules → -
The 2026–27 Default Market Offer (NSW, south-east QLD, SA) and Victorian Default Offer prices take effect, applying until 30 June 2027.
Electricity and gas bills: comparing plans, saving money and getting rebates → -
VIC motor vehicle duty and QLD safety certificate inspection fees move to the 2026–27 rates.
Buying a used car: checks, transfer of registration and duty → -
For the 2026–27 financial year, the Part A supplement increased to up to A$970.90 per child (it was A$938.05 in 2025–26).
Family Tax Benefit (FTB) → -
For the 2026–27 financial year, the Part B supplement increased to up to A$478.15 per family (it was A$459.90 in 2025–26).
Family Tax Benefit (FTB) → -
NSW BDM and VIC BDM updated their fees for the new financial year: NSW official marriage certificate A$70 (priority A$105); VIC official marriage certificate A$59.10, registry Classic package A$500 / A$600, Legal-only A$400.
Getting married in Australia: notice, celebrants, registry weddings and certificates → -
For children born or adopted from 1 July 2026: the maximum per family is 130 days (26 weeks), with 20 days reserved for the partner. Pre-birth claims submitted before 1 July were first recorded as 120 days and automatically increased by 10 days once the child was confirmed as born on or after 1 July. No new claim is needed.
Parental Leave Pay (Paid Parental Leave scheme) → -
The rate for the 2026–27 financial year is A$200.94 a day (A$1,004.70 a week). It was A$189.62 a day (A$948.10 a week) in 2025–26.
Parental Leave Pay (Paid Parental Leave scheme) → -
For 2026–27 the minimum HELP repayment threshold rose to A$69,528, with bands of A$69,529–A$129,717 (15% of the excess), A$129,718–A$186,050 (A$9,028 plus 17% of the amount above A$129,717) and A$186,051 and above (10% of total repayment income).
Domestic student fees: Commonwealth supported places, HECS-HELP and repayments → -
The Fair Work Commission application fee changed to A$92.70 (for 2026–27). The high income threshold changed to A$190,100, and the maximum compensation for unfair dismissal changed to A$95,050.
Fixing workplace problems: unpaid wages, dismissal and exploitation → -
For children born or adopted on or after 1 July 2026, flexible unpaid parental leave increased from up to 120 days to 130 days. Government Parental Leave Pay also increased from 120 days to 130 days.
Leave entitlements: annual, sick, public holidays and parental leave → -
From the 2026–27 income year, the rate for Australian residents in the A$18,201–A$45,000 bracket drops from 16 cents to 15 cents for each A$1 (the ATO's tax rates page lists the new 2026–27 table by year).
Lodging your tax return: income year, due dates, tax rates and the Medicare levy → -
From 1 July 2026 the National Minimum Wage rose to A$26.44 an hour or A$1,004.90 a week. Award minimum wages rose by 4.75%. The minimum rate for ongoing employees under an award cannot be below A$1,004.90 a week (A$26.44 an hour), and introductory rates for the first 6 months in a job cannot be below A$978.10 a week (A$25.74 an hour). The new rates apply from the first full pay period starting on or after 1 July 2026. Payday super also started the same day: employers must pay super at the same time as wages.
Minimum wage, casual loading and pay slips → -
Payday Super starts: employers must pay super every payday (previously quarterly, by 28 days after the end of the quarter), and it generally must reach your fund within 7 business days of payday; a new employee's first payment can take up to 20 business days. The rate is still 12%, but it is now calculated on qualifying earnings.
Superannuation (super): employer contributions, choosing a fund and DASP → -
From 1 July 2026, MBS fees were adjusted: the schedule fee for a standard GP consultation (item 23) is now A$45.05.
Seeing a GP: bulk billing, costs and Medicare benefits → -
HELP debt indexation for 2026 is 2.8%.
Domestic student fees: Commonwealth supported places, HECS-HELP and repayments → -
VIC: a standard rental application form must be used; limits on the information that can be requested from applicants; third-party platforms cannot charge renters application or rent payment fees.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
Employers can now ask the ATO for your stapled fund details and give them to you at the same time as the choice form (previously they had to wait until you did not return the form).
Superannuation (super): employer contributions, choosing a fund and DASP → -
NSW: Hong Kong (SAR) licences were added to the non-recognised list, so transferring one requires the DKT and a driving test. The Experienced Driver Status test exemption for some countries ended on the same day.
Driving on an overseas licence and transferring it to a state licence → -
The 3 Day Guarantee started: the old CCS activity test was replaced, and all eligible families now get at least 72 hours of subsidised care per fortnight. Families with more than 48 hours of recognised participation per fortnight, a valid exemption, or an Aboriginal or Torres Strait Islander child get 100 hours. Families already getting CCS were moved over automatically and did not need to do anything.
Child Care Subsidy (CCS) → -
From 1 January 2026, OSHC insurers began removing the waiting period for pregnancy-related treatment on policies of 2 years or more. The timing differs between insurers; ask your insurer.
Health cover for students (OSHC) and temporary visa holders (OVHC) → -
From 1 January 2026, the general PBS co-payment fell from A$31.60 to A$25.00. The concession co-payment stays frozen at A$7.70. The general Safety Net threshold is now A$1,748.20 and the concession threshold stays at A$277.20.
PBS prescriptions: co-payments and the Safety Net → -
The federal Energy Bill Relief Fund ends; after this there is no federal quarterly credit on bills.
Electricity and gas bills: comparing plans, saving money and getting rebates → -
VIC: no-reason notices to vacate banned (a reason is needed even when a fixed term ends); rent increases and some notices to vacate need 90 days' notice; all forms of rent bidding banned; properties must meet minimum standards when advertised.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
From 1 November 2025, MBS bulk billing incentives were extended to all Medicare-eligible patients (before this they applied only to children under 16 and Commonwealth concession card holders). The Bulk Billing Practice Incentive Program started the same day: clinics that bulk bill every eligible service for every patient receive an extra 12.5% incentive.
Seeing a GP: bulk billing, costs and Medicare benefits → -
The federal Home Guarantee Scheme becomes the Australian Government 5% Deposit Scheme: the income cap and the limit on places are removed, and the price caps are raised.
Buying a home: first home grants, stamp duty concessions, the 5% Deposit Scheme and foreign buyer rules → -
From this date, employees of small businesses (fewer than 15 employees) have the right to disconnect. Casuals who were already employed by a small business before 26 August 2024 can also, from this date, ask to become permanent under the employee choice pathway.
Leave entitlements: annual, sick, public holidays and parental leave → -
The Free Translating Service is now delivered by TIS National on behalf of the Department of Home Affairs; it was previously delivered by The Migration Translators. Applications are now made through the FTS portal on the TIS National website.
Free interpreters (TIS National 131 450), free document translation and free English classes → -
For children born or adopted from 1 July 2025: the maximum per family increased from 110 to 120 days, the days reserved for the partner from 10 to 15, and the days both parents can take at the same time from 10 to 20. The ATO also started paying super on PLP for these children (the Paid Parental Leave Superannuation Contribution), paid after the end of each financial year from 2026–27 onwards.
Parental Leave Pay (Paid Parental Leave scheme) → -
From the 2025–26 financial year, compulsory HELP repayments are calculated on a marginal basis: only income above the threshold (A$67,000 for 2025–26) is counted, instead of a percentage of total income.
Domestic student fees: Commonwealth supported places, HECS-HELP and repayments → -
The super guarantee rate rose from 11.5% to 12%.
Superannuation (super): employer contributions, choosing a fund and DASP → -
The government reduced all HELP balances as at 1 June 2025 by 20% in a one-off cut, processed automatically by the ATO; no application was needed.
Domestic student fees: Commonwealth supported places, HECS-HELP and repayments → -
NSW: landlords must have a legal ground to end any tenancy (no-grounds evictions abolished), with longer notice periods for some grounds; tenants can apply to keep a pet, and the landlord is taken to agree if they do not respond within 21 days.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
QLD: for contracts signed from this date, first home buyers of a new home get the first home (new home) concession, with no price cap.
Buying a home: first home grants, stamp duty concessions, the 5% Deposit Scheme and foreign buyer rules → -
QLD: notice to enter the property increased from 24 hours to at least 48 hours; a standard rental application form (Form 22); limits on the personal information that can be collected; landlords must respond to a tenant's request to make modifications within 28 days.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
The ban on foreign persons (including temporary residents) buying established homes starts. It was due to end on 31 March 2027 and has been extended to 30 June 2029.
Buying a home: first home grants, stamp duty concessions, the 5% Deposit Scheme and foreign buyer rules → -
Casuals who were already employed before 26 August 2024 by an employer that is not a small business can, from this date, give written notice under the employee choice pathway asking to become permanent.
Leave entitlements: annual, sick, public holidays and parental leave → -
QLD: bond capped at 4 weeks' rent; landlords must give tenants their evidence within 14 days of claiming the bond or disputing a claim; tenants must be offered two ways to pay rent.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back → -
The pathway for casuals to become permanent changed from 'casual conversion' to 'employee choice'. An employee who has worked for the employer for 6 months (12 months for a small business) and believes they no longer fit the definition of a casual can give written notice asking to become full-time or part-time. The employer must reply in writing within 21 days and can only refuse on the grounds set out in the law. Service before 26 August 2024 does not count. From the same day, employees of businesses that are not small businesses have the right to disconnect (the right to refuse unreasonable contact outside working hours).
Leave entitlements: annual, sick, public holidays and parental leave → -
Amendments to the Marriage Act took effect: the Notice of Intended Marriage can be signed with remote video witnessing; celebrants must meet each party separately and in person before the ceremony; and the celebrant must be in the same place as the couple and 2 witnesses to conduct the wedding.
Getting married in Australia: notice, celebrants, registry weddings and certificates → -
QLD: limits on rent in advance at the start of a new tenancy (2 weeks for a periodic agreement, 1 month for a fixed term); rent bidding banned; rent increases attach to the property and are allowed only once every 12 months.
Rental bonds and basic tenant rights: how much, who holds it, how to get it back →
Which guides were checked recently?
The Age Pension is the Australian Government's main income support payment for people aged 67 and over. It is paid by Services Australia through Centrelink. It is not automatic: you must pass an income test and an assets test, and you normally need to have been an Australian resident for 10 years, including at least 5 years in a row. The rates change on 20 March and 20 September each year. If you get the Age Pension, you automatically get a Pensioner Concession Card.
A tax file number (TFN) is your personal reference number in Australia's tax and superannuation (super) systems. It is usually 9 digits and stays the same for life. You need it to work, open a bank account and claim government payments in Australia, and applying is free. If you hold a foreign passport, are already in Australia and have a valid visa with work rights, you can apply online on the ATO website and usually receive your TFN by post within 28 days.
Everyone who arrives in Australia completes an Incoming Passenger Card. If you carry food, plant material, animal products or traditional medicines, you must declare them honestly. Declaring is free and brings no penalty; if you do not declare and officers find the items, you can get an infringement notice of up to A$7,280, and visa holders may have their visa cancelled on the spot. Commercially packaged mooncakes without meat are allowed, but sausages, ham, fresh fruit, whole eggs and raw rice are not. Adults have a duty-free allowance of A$900 in general goods, 2.25 litres of alcohol and 25 cigarettes. Cash of A$10,000 or more must be declared to AUSTRAC before you reach customs.
Once you are a permanent resident (PR), you can apply for Australian citizenship by conferral if you meet the residence requirement, are of good character and pass the citizenship test. The general residence requirement is 4 years of lawful residence in Australia before you apply, with the last 12 months as a permanent resident, and limits on time spent outside Australia. The application fee is A$595 (2026–27 financial year); children aged 15 and under can be included in a parent's application for free. After approval you must attend a ceremony and make the pledge before you become a citizen. You must then enrol to vote and can apply for an Australian passport.
Your visa status comes first when you buy a home in Australia. Australian citizens and permanent residents can buy straight away, and can apply for the federal 5% Deposit Scheme and their state's first home grant and stamp duty concession. Temporary visa holders and buyers living overseas count as 'foreign persons': you must get FIRB approval from the ATO before you buy, you generally cannot buy an established (existing) home between 1 April 2025 and 30 June 2029, and you pay your state's foreign buyer surcharge duty on top. This page covers the federal scheme and the rules in NSW, VIC and QLD. It is not loan or investment advice.
One step applies everywhere in Australia when you buy a used car: search the PPSR for A$2 using the VIN to check whether the car has money owing on it, or has been stolen or written off. Everything else depends on the state. The buyer must transfer the registration within 14 days and pay a transfer fee and vehicle duty (stamp duty). In VIC the seller must provide a roadworthy certificate, in QLD the seller must provide a safety certificate, and in NSW a private sale with current registration does not need an inspection certificate. Buying from a licensed dealer gives you a statutory warranty; buying privately gives you almost none. This page covers NSW, VIC and QLD.
Child Care Subsidy (CCS) is the Australian Government's child care payment. It is paid directly to the child care service you use, so you pay less in fees. Your subsidy percentage depends on your family income, and there is an hourly rate cap. From 5 January 2026, the 3 Day Guarantee gives eligible families at least 72 hours of subsidised care per fortnight. CCS only covers government-approved child care, and you must meet residence rules and your child must meet immunisation requirements.
If you have reached Age Pension age but do not get the Age Pension, you can apply to Services Australia for a Commonwealth Seniors Health Card (CSHC). With the card you pay the concession price for PBS medicines, doctors may bulk bill you, and you may get higher Medicare Safety Net benefits. It has an income test only, with no assets test. Separately, each state government has its own Seniors Card (from age 60 in NSW and VIC). State cards are based on your age and your weekly work hours, and the benefits (public transport, business discounts) differ from state to state.
When you buy goods or services in Australia, the Australian Consumer Law automatically gives you a set of 'consumer guarantees': goods must be of acceptable quality, match their description and do what you asked for, and if something goes wrong the seller must repair, replace or refund. For a major problem you choose between a refund and a replacement; for a minor problem the seller can repair it. But you cannot demand a refund just because you changed your mind. A 'no refunds' sign is illegal. Contact the seller first; if that fails, go to your state's consumer protection agency. The ACCC does not handle individual complaints.
myGov is the Australian Government's online gateway to its services. With one account you can link the Australian Taxation Office (ATO), Medicare, Centrelink and other agencies, receive government letters, lodge your tax return and check Medicare claims. All you need to create an account is a personal email address. When you link each agency, you prove your identity by answering questions about information that agency holds about you. myID is a different thing: it is the government's Digital ID app, which you can use to sign in to myGov more securely.
Most domestic students at Australian universities study in a Commonwealth supported place (CSP): the government pays part of the fee and the student pays the rest, called the student contribution. Australian citizens can defer the student contribution with a HECS-HELP loan and repay it through the tax system once their income passes the threshold (A$69,528 for 2026–27). Permanent residents and New Zealand citizens can generally get a CSP but cannot use HECS-HELP, so they pay each term up front. International students and temporary visa holders get neither and pay full fees. HELP balances as at 1 June 2025 were reduced by 20% in a one-off cut.
Driver licensing is run by each state, so there is no single national rule. Temporary visa holders can generally drive on a valid overseas licence: in NSW for up to 6 months after arrival; in VIC you must transfer before you have lived there 6 months; the QLD, WA and SA websites set no time limit for temporary visa holders. Once you get permanent residency or citizenship, NSW, QLD and WA require you to transfer within 3 months, SA within 90 days, and VIC still counts 6 months of living in the state. A licence from a country that is not on a state's recognised list, for example mainland China, needs a theory test and a driving test in every state; check whether your own country is on the list. This page covers NSW, VIC, QLD, WA and SA.