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JobSeeker Payment (unemployment support)

Services Australia (Centrelink)Verified Official pages checked daily

JobSeeker Payment is income support for people aged 22 to Age Pension age who are looking for work, or who cannot work for a short time because of illness or injury. Centrelink pays it every 2 weeks. You must be an Australian resident (a citizen, permanent resident or protected New Zealand SCV holder) and be in Australia; most new permanent residents wait 4 years, and temporary visa holders are usually not eligible. From 20 September 2026 the maximum rate for a single person with no children is A$824.90 a fortnight. You must also pass the income and assets tests and meet mutual obligation requirements (looking for work) while you receive it.

Key facts

Age
From 22 to Age Pension age1
Residence requirements
On the day you claim you must be living in Australia, be in Australia and be an Australian resident, all at the same time. While you receive the payment you must also live in Australia as an Australian resident3
Who counts as an Australian resident
Someone who lives in Australia and is an Australian citizen, a permanent visa holder, or a protected Special Category visa (SCV) holder from New Zealand. New Zealand citizens on a non-protected SCV who arrived after 26 February 2001 generally cannot get income support4
Newly arrived resident's waiting period (NARWP)
If your permanent residence was granted on or after 1 January 2019, you wait 4 years for JobSeeker; if it was granted before 1 January 2019, 2 years. Only days spent in Australia as an Australian resident count; time overseas does not. Refugees, Australian citizens and some others are exempt5
Maximum fortnightly rates (from 20 September 2026)
Single, no children: A$824.90. Single with a dependent child: A$883.30. Single, aged 55 or over, after 9 months in a row on income support: A$883.30. Single with an assessed capacity to work of less than 15 hours a week: A$883.30. Partnered: A$755.10. Single principal carer exempt from mutual obligation requirements: A$1,068.20. Rates change on 20 March and 20 September each year2
Income test (single, not a principal carer)
Income up to A$150 a fortnight does not reduce your payment. Between A$150 and A$256, the payment drops by 50 cents for every dollar; above A$256, by 60 cents for every dollar. A single person with no children gets nothing once income reaches A$1,557.17 a fortnight6
Income test (partnered)
Each partner's income is assessed separately. If your partner is aged 22 to Age Pension age, every dollar they earn over A$1,440.00 a fortnight reduces your payment by 60 cents. If your partner does not get a pension, your income limit is A$1,439.34 minus your own income6
Assets test limits (payment stops above these)
Single: A$333,000 if you own your home, A$600,000 if you do not. Couple combined: A$499,000 if you own your home, A$766,000 if you do not. The home you live in does not count7
Mutual obligation requirements
Agree to and follow a Job Plan, look for work and report your job search as required, attend appointments with your employment services provider, go to all job interviews, accept suitable work, and do not leave a job or training without a good reason. Not meeting these can lead to demerits and payment reductions8
Reporting every 2 weeks
While you receive the payment, every 2 weeks you must report your and your partner's employment income for the past 14 days, even if it is A$0. Your first payment is only made after your first report8
Waiting periods
There may be a 1-week ordinary waiting period. If you have liquid assets (savings and similar), you wait 1 to 13 weeks depending on the amount. If you received annual leave or redundancy pay when you left your job, an income maintenance period may also apply. You usually get a decision within 21 days of lodging your claim, and the first payment about 2 weeks after approval10
Liquid assets waiting period
Liquid assets are money you can access easily, such as savings, including wages your employer owes you. A single person with no dependants waits if liquid assets reach A$5,500; a partnered person or a single person with dependants waits from A$11,000. The wait is 1 extra week for every A$500 above that (A$1,000 if partnered or with dependants), up to the full 13 weeks at A$11,500 or more for a single person or A$23,000 or more if partnered. You can ask for it to be waived if you are in severe financial hardship12
Claiming early
You can start your claim up to 13 weeks before your circumstances change (for example before you lose your job) and submit it 14 days early9
Centrelink phone numbers
Employment services line (for JobSeeker): 132 850, Monday to Friday 8am–5pm. Multilingual phone service: 131 202, Monday to Friday 8am–5pm. Reporting line: 133 27611
It is taxable
JobSeeker Payment is taxable income. You can ask Centrelink to withhold tax from it2

Who is this for, and what are the requirements?

How do I do it? Steps and process

  1. Check with Payment Finder first

    Use the Centrelink Payment Finder on the Services Australia website to see whether you meet the JobSeeker conditions and to estimate your payment. Focus on: your age, whether you are an Australian resident, whether a newly arrived resident's waiting period applies, and your income and assets.

  2. Set up myGov and link Centrelink

    Create a myGov account if you do not have one, then link Centrelink to it. The first time you use Centrelink you must prove your identity. If you already have a CRN (Customer Reference Number), you can link straight away. If not, you can verify your identity digitally with myID, or enter your identity details online (passport, visa, driver licence and so on) to get a CRN; you may need to show documents at a service centre.

  3. Submit your claim online

    Sign in to myGov, go to Centrelink, then Make a claim, Job Seekers, Get started, Apply for JobSeeker Payment. Follow the prompts and upload your documents. You can start the claim up to 13 weeks before you lose your job and submit it 14 days early. If you cannot get online, call the employment services line on 132 850 to claim by phone.

  4. Wait for the decision and send any extra documents

    After you submit, you get a claim ID and an estimated completion date, and you can track progress in myGov without calling. If more documents are needed, Centrelink will tell you; upload them online. You usually get a decision within 21 days, sent to your myGov inbox. If you are in financial hardship, tell Centrelink; special help may be available.

  5. Complete your first tasks

    Once approved, you must complete some initial tasks before the first payment: agree to a Job Plan (at your first appointment if you have an employment services provider, or online with Workforce Australia Online), possibly complete a Career Profile, and submit your first income report. Your first payment follows.

  6. Report every 2 weeks and meet your obligations

    Every 2 weeks, report your income through myGov, the Express Plus Centrelink app or the reporting line on 133 276, even if it is A$0. Look for work and attend appointments and interviews as set out in your Job Plan. If you have an employment services provider, take questions to them. Tell Centrelink promptly about any change (moving house, moving in with a partner, changes in income or savings, buying or selling a car or property); otherwise you may have to repay any overpayment.

What documents do I need?

What should I watch out for?

What has changed recently?

Common questions

I lost my job in Australia. Can I get unemployment benefits from Centrelink?

Yes, if you meet the conditions for JobSeeker Payment. You must be aged 22 to Age Pension age, be an Australian resident (citizen, permanent resident or protected New Zealand SCV holder) and be in Australia. Most new permanent residents wait 4 years, and temporary visa holders are usually not eligible. You must also pass the income and assets tests and agree to mutual obligation requirements. Use the Payment Finder on the Services Australia website to check.

How much is JobSeeker Payment?

JobSeeker is paid every 2 weeks, not monthly. From 20 September 2026, the maximum fortnightly rate is A$824.90 for a single person with no children, A$883.30 for a single person with a dependent child, A$755.10 if you have a partner, and A$1,068.20 for a single principal carer exempt from mutual obligation requirements. Your actual payment depends on the income and assets tests. Rates change on 20 March and 20 September each year.

I just got my PR. Can I claim JobSeeker, or do I have to wait?

Usually you have to wait 4 years. If your permanent residence was granted on or after 1 January 2019, the newly arrived resident's waiting period for JobSeeker is 4 years; if before that date, 2 years. Only days spent in Australia as an Australian resident count, not time overseas. Refugees and people who become a single principal carer are among those exempt. Temporary partner visa holders (subclass 309 or 820) can only get a Low Income Health Care Card and Special Benefit while waiting.

I'm on a student or work visa and lost my job. Can I apply to Centrelink?

Generally no. Student, work, 485, working holiday and other temporary visa holders are not 'Australian residents', so they do not meet the residence requirement for JobSeeker. If you are in serious hardship, you can look into the exemptions for Special Benefit, but the conditions are strict. For an interpreter, call the Services Australia multilingual phone service on 131 202.

Can I get JobSeeker if I have savings? What is the assets limit?

Yes, but savings can delay your first payment. If a single person's liquid assets (savings, including wages your employer owes you) reach A$5,500, or A$11,000 if you have a partner or dependants, you wait 1 to 13 weeks. The assets test limits are separate: payment stops above A$333,000 for a single homeowner or A$600,000 for a single non-homeowner, and above A$499,000 or A$766,000 for a couple. The home you live in does not count.

Can I do casual work while on JobSeeker? How much can I earn before my payment is reduced?

Yes. For a single person, income up to A$150 a fortnight does not reduce the payment. Between A$150 and A$256 the payment drops by 50 cents for each dollar, and above A$256 by 60 cents for each dollar. A single person with no children gets nothing once income reaches A$1,557.17 a fortnight. When your income is low you build up working credits to offset higher income later. Report your income every 2 weeks, even if it is A$0.

How do I apply for JobSeeker? Do I have to go to a Centrelink office?

You usually do not need to visit an office. Create a myGov account, link Centrelink and prove your identity (link straight away if you have a CRN; otherwise use myID or enter your documents online, and visit a service centre only if needed). Then sign in to myGov, go to Centrelink, Make a claim, Job Seekers, and follow the prompts to apply and upload documents. If you cannot get online, call 132 850. You usually get a decision within 21 days.

What do I have to do while on JobSeeker? Will my payment stop if I miss an appointment?

You must meet mutual obligation requirements: agree to and follow a Job Plan, look for work and report your job search, attend appointments with your employment services provider, go to all job interviews, accept suitable work, and not leave a job without a good reason. Missing these can lead to demerits and payment reductions. You can ask for a temporary exemption for illness, family and domestic violence, homelessness or late pregnancy, but keep meeting your obligations while it is assessed.

Answers are based on the verified content of this page — the official source always prevails.

Where can I check the official information?

  1. JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  2. How much JobSeeker Payment you can getServices Australia · servicesaustralia.gov.au
  3. Residence rules for JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  4. Residence descriptionsServices Australia · servicesaustralia.gov.au
  5. Newly arrived resident's waiting periodServices Australia · servicesaustralia.gov.au
  6. Income test for JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  7. Income and assets tests for JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  8. Mutual obligation requirementsServices Australia · servicesaustralia.gov.au
  9. How to claim JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  10. When you'll get your first JobSeeker PaymentServices Australia · servicesaustralia.gov.au
  11. Phone usServices Australia · servicesaustralia.gov.au
  12. Liquid assets waiting periodServices Australia · servicesaustralia.gov.au

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Fixing workplace problems: unpaid wages, dismissal and exploitation

If you are owed wages, underpaid, dismissed without good reason or exploited at work, first check the rules and collect evidence, then raise the problem with your employer and put it in writing. If that does not work, contact the Fair Work Ombudsman (Fair Work Infoline 13 13 94; for an interpreter call 131 450 first) or take a small claim to court yourself for unpaid wages of up to A$100,000. If you were unfairly dismissed, you must apply to the Fair Work Commission within 21 days. Visa holders have the same protections, and asking Fair Work for help will not get your visa cancelled.

Leave entitlements: annual, sick, public holidays and parental leave

The National Employment Standards (NES) set the minimum leave for every employee in Australia. Full-time employees get 4 weeks of paid annual leave a year, 10 days of paid sick and carer's leave, 2 days of compassionate leave each time it is needed, and 10 days of paid family and domestic violence leave a year. After 12 months of continuous service you can take up to 12 months of unpaid parental leave. Part-time employees get these pro rata. Casual employees get no paid annual or sick leave but receive casual loading instead. Public holidays and long service leave are set by each state and territory.

Lodging your tax return: income year, due dates, tax rates and the Medicare levy

Australia's income year runs from 1 July to 30 June. If you earned income and had tax withheld, you generally need to lodge a tax return with the ATO after the income year ends. If you lodge it yourself with myTax, the due date is 31 October; a registered tax agent can lodge later. The ATO then works out whether you get a refund or owe tax. Australian residents for tax purposes have a tax-free threshold of A$18,200 and also pay the 2% Medicare levy; foreign residents and working holiday makers pay different rates.

Minimum wage, casual loading and pay slips

Every employee in Australia is protected by a minimum wage. From 1 July 2026, the National Minimum Wage is A$26.44 an hour or A$1,004.90 a week (before tax). But most jobs are covered by an award, which usually sets a higher rate, so check your rate with the Fair Work Pay and Conditions Tool. Casual employees do not get paid leave but must receive casual loading on top of their pay. Your employer must give you a pay slip within 1 working day of payday. Employees on temporary visas have the same pay protections as everyone else.

Starting a small business: ABN, GST registration and tax invoices

If you run your own business in Australia, take on freelance work or earn money through a platform (ride-share, food delivery and so on), you usually need an ABN (Australian Business Number) first. Applying for an ABN at abr.gov.au is free; many of the 'ABN websites' that charge a fee are scams. GST is 10%. You must register for GST once your turnover reaches A$75,000 a year, and ride-share drivers must register before their first trip whatever they earn. Once registered, you lodge a BAS on time, and the invoices you give customers must meet the tax invoice requirements.

Superannuation (super): employer contributions, choosing a fund and DASP

Super (superannuation) is Australia's compulsory retirement saving. If you are an eligible employee, your employer must pay 12% of your wages into your super fund, and this applies to temporary visa holders too. You generally cannot take the money out until you retire at 60 or reach 65. If you are a temporary resident, you can apply for a departing Australia superannuation payment (DASP) after you leave Australia and your visa ends, but tax is deducted. This page does not recommend any fund.